Advice-Only & Project-Fee Fiduciary
Planning for Your Life, Not Your Assets.
Michael Anderson, CFP® provides specialized, advice-only financial planning for families who value independent expertise over portfolio management. No portfolio minimums, no AUM fees—just pure fiduciary advice focused on your life goals.
Fiduciary Advice. Transparent Flat Fees.
Michael Anderson, CFP® provides education-focused, fiduciary guidance tailored to your comfort level. Whether you are an analytical client seeking deep technical detail or a novice looking for gentle, simple support through financial complexity, Michael offers independent expertise focused on your life—without portfolio minimums or AUM fees.
Project-Based Planning
Deep analysis and a targeted blueprint for your specific financial challenges. Solve your most pressing questions with a clear, actionable plan for a one-time flat fee.
Strategic Roadmaps
Comprehensive roadmaps for retirement, tax optimization, and estate protection. We provide the strategy and clear action items; you maintain full control of your assets.
Ongoing Consulting
Expert fiduciary guidance available whenever your life evolves. Periodic check-ins and as-needed advice without the burden of a retainer or asset management fees.
Unbiased Advice-Only Planning & Insights
Subscribe to Michael's monthly foresight for Southern California families. Discover the advantage of project-fee, fee-only fiduciary guidance with zero asset management or AUM fees.
Insights on DIY Financial Strategy
About Me
Financial planning isn’t just about numbers; it’s about the people and stories those numbers represent. My journey began at age 15 as a teller in a small-town bank in Spring Hill, Kansas. Under the mentorship of a local banker named Sharon, I didn’t just learn how to balance a drawer—I learned the profound value of professionalism and community service.
That foundation led me to Fidelity Investments, where I had the privilege of working alongside my mentor, Marty. His unwavering integrity and empathy for every client he served became the blueprint for my own practice.
Today, I’m a dedicated husband and a father of three. When I’m not crafting financial strategies, you’ll likely find me lost in an audiobook or composing music. I partner with families who value hard work and legacy, helping them navigate their unique financial journeys with the same care I give my own family.